Terry Allen CFP®

Phone: (925) 932-4494
Fax: (925) 932-9044

Terry Allen, CFP®

Royal Alliance Associates, Inc.

Specialties
• Comprehensive Financial Planning*
• Asset Allocation
• Estate Planning
• Investment Management*
• Irregular Income
• Insurance
• Retirement
• Long-term Care
• Sudden Wealth

About My Practice

Your assets have grown – it's now going to take time, effort, and expertise to preserve and invest those assets responsibly. But your days are full with career, family, and personal interests. How will you manage it all? You may be ready for a serious investment relationship.

For those who are ready, I draw not only upon 20-plus years of professional experience, but upon the rigorous training I received while earning the designation of CERTIFIED FINANCIAL PLANNER™ professional.  I am a multi-faceted advisor qualified to help clients with all aspects of their financial life.

My practice serves the needs of a diverse group of clients, including successful entrepreneurs, key managers and employees, retirees, inheritors, and widows.
My practice focuses on 4 key areas:

• First, Wealth Management – to help clients preserve and potentially increase assets through discipline, investment techniques and diversified portfolios.

• Second, Financial and Retirement Planning – to help clients customize a comprehensive financial strategy that includes a lifetime income plan and strategies to limit risks that could threaten their accumulated wealth in retirement.

• Third, Financial Problem Solving – to help clients with unnecessary expenses, burdensome taxes, or other financial issues that concern them.

• Fourth, Estate Planning – so clients can pass on what they have, to whom they want, while minimizing taxes.

I have a clear mission – to help investors make smart decisions today that help create better futures tomorrow.

I’d like to invite you to take the next step and schedule a complimentary, no-obligation consultation so I can understand where you are today, where you want to be tomorrow, and I’ll share my insights and expertise to help show you how to get there.

Simply call my office at (925) 932-4494 to arrange a time.
 
Experience
After a career in Information Technology with Pacific Bell and Bank of America, I entered the financial services industry in 1986.  Today, my team and I serve clients throughout the San Francisco Bay Area and the Western United States.  I am a member of the East Bay Chapter of the Financial Planning Association (FPA) and also a member of the Estate Planning Councils of the East Bay, Diablo Valley and Southern Alameda County. 
 
Offering Advice Since
1986
 
Licenses, Certifications, & Affiliations

Insurance Licenses
Life insurance: CA, Health/disability insurance: CA, Fixed annuities: CA, Variable annuities: CA

Other Licenses, Certifications, & Designations
CERTIFIED FINANCIAL PLANNER™ certificant – 1996

Broker-Dealer Affiliation
Royal Alliance Assoc., Inc.

Investment Adviser Registration
I am a  investment advisor representative with Royal Alliance Associates who is registered with the SEC as an investment adviser.
 
Miscellaneous
• To maintain my licenses and/or designation, I am required to earn 60 continuing education credits every 2 years.
• I will provide prospective clients with references.
• I will provide a free initial consultation to prospective clients so we may determine if their needs and my practice are well-matched.